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Mifos Pay

Mifos Pay is an open-source Kotlin Multiplatform wallet and payment application built on the Apache Fineract API, with targets for Android, iOS, desktop and web.

Independent OpenViST project profile, based on linked sources.

Mifos Pay — OpenViST project profile in Payments & Stablecoins.
OpenViST project illustration. See the linked sources for product details.
Understand the project

Practical overview

When it fits

Use it when a wallet or payment interface needs to connect to Apache Fineract and support multiple application platforms from a Kotlin Multiplatform codebase.

Who it is for

  • Teams building wallet or payment clients on Apache Fineract.
  • Developers seeking shared Kotlin code across mobile, desktop and web targets.
  • Organizations adapting a reference financial-services client to an organization-specific Fineract backend.
  • Contributors working with Kotlin, Jetpack Compose and related multiplatform libraries.

Documented uses

  • Create a cross-platform wallet client backed by Apache Fineract.
  • Provide mobile wallet and payment interfaces for Android and iOS.
  • Offer desktop or JavaScript web interfaces for Fineract-based wallet services.
  • Adapt the presentation layer for a branded wallet application.
Before you choose

Requirements & limits

The repository is public and open source under the MPL-2.0 license. The README provides demo-credential directions through a Jira Wiki page. iOS development requires macOS with Xcode. The project lists Android, iOS, desktop and JavaScript web targets; it states that the WebAssembly target is not currently working as expected.

  • Apache Fineract is a core dependency because the application is built on its API.
  • The stack is Kotlin Multiplatform with Jetpack Compose, Ktor, Ktorfit and Koin.
  • The repository documents separate run configurations for Android, desktop, JavaScript web and iOS.
  • iOS work requires macOS and Xcode.
  • The README distinguishes the JavaScript web target from the currently non-working WebAssembly target.

Check current requirements in the official documentation. Source-based guidance does not mean OpenViST has run or independently tested this project.

COMPARE OPTIONS

Compare options for Wallet connections

These projects document a common task and share a project role. This is a source-based comparison, not an execution benchmark or a guarantee of interchangeability.

ProjectDocumented purposePlatformAccess and requirements
Mifos PayCreate a cross-platform wallet client backed by Apache Fineract.Android, Desktop, iOS, WebThe repository is public and open source under the MPL-2.0 license. The README provides demo-credential directions through a Jira Wiki page. iOS development requires macOS with Xcode. The project lists Android, iOS, desktop and JavaScript web targets; it states that the WebAssembly target is not currently working as expected.
X402 Triton GatewayGate historical Solana RPC queries behind HTTP 402 payment requirements.ServerThe documented primary flow requires a connected Solana wallet and USDC for query payments. The repository is public and specifies an MIT license.
Evidence and transparency

Sources & review

Official repository ↗
Source record details
Source availability
Active
Sources checked
3 October 2026
Original website title
openMF/mifos-pay · Official homepage title · retained in its source language
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